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A lender will have to make accessible to the general public for inspection, upon ask for and for free of charge, the information required With this section as follows:
질문들, 이제 더 이상 걱정하지 마세요. 이 글에서는 컴퓨터, 스마트폰, 앱 등 다양한 방법으로 네이버에 접근하는 방법을 명쾌하게 정리하여 알려드립니다. 네이버 세상으로 향하는 지름길, 지금 바로 함께 떠나보세요!
The Board publishes on its public Internet site, no less than thirty times upfront of the beginning of each calendar quarter, an index of banking institutions scheduled for CRA examinations for another two quarters.
For a little bank evaluated beneath the Little Financial institution Lending Test, the Board premiums the bank's performance underneath this part as offered in appendix E to this component.
The Board considers the weighted common of your performance scores equivalent to the financial institution's Group Enhancement Financing Check conclusions for its facility-based evaluation spots throughout the State, pursuant to portion IV of appendix B to this element.
A financial institution must make available to the public for inspection, upon request and at no cost, the knowledge expected In this particular part as follows:
Pursuant to § 228.21, the Local community Enhancement Funding Test evaluates the bank's record of helping to satisfy the credit history needs of its whole community through Group development loans and Neighborhood development investments (
The Board evaluates a bank's Local community advancement providers overall performance in a Condition or multistate MSA, as applicable, or nationwide place, and assigns a conclusion for all those areas, based upon the following two parts:
(B) For a considerable bank that experienced property lower than or equal $10 billion as of December 31 in both of the prior two calendar yrs Which operates a minimum of one particular branch, the Board considers the bank's digital shipping systems along with other shipping units in the bank's alternative.
A financial institution should specify in its plan how all components of a approach included in paragraphs (g)(one) by means of (5) of the part, at the side of some other applicable efficiency tests not A part of an approved strategic approach, need to be viewed as to assign:
A big bank need to gather and preserve in electronic type, as prescribed through the Board, until finally completion on the bank's subsequent CRA examination where the info are evaluated, the following details with regard to retail banking providers and retail banking solutions supplied and provided by the lender throughout Just about every calendar yr:
(B) A considerable bank may well modify the Retail Providers and Products and solutions Check by eradicating a element with the test.
A financial institution that has been authorized to be evaluated less than a strategic system have to include things like in its public file a replica of that prepare although it's in effect. A financial institution need website not include things like data submitted for the Board over a private basis in conjunction with the approach.